Turning 18: Key Legal Documents You Need Now

The Exciting Year of Turning 18

Turning 18 is an exhilarating time—a moment filled with the promise of independence and new opportunities. However, it also marks a significant legal transition. When a child crosses this threshold into adulthood, parents and guardians no longer have automatic access to their child's medical, financial, and academic records. While this milestone brings freedom, it also introduces new responsibilities and potential challenges. To ease this transition and continue offering support, certain legal documents are essential.

Understanding FERPA Waivers

Once your child turns 18, you lose automatic access to their academic records unless they grant permission through a FERPA (Family Educational Rights and Privacy Act) Waiver. This waiver allows parents to assist with critical academic concerns such as grades, test results, and enrollment information. Having a FERPA Waiver in place ensures that parents can remain actively involved in their child's educational journey.

Medical Power of Attorney or Health Care Proxy

A Medical Power of Attorney or Health Care Proxy is indispensable for parents wishing to make medical decisions on behalf of their adult child in emergencies. This document is crucial in scenarios where legal barriers might otherwise cause delays in obtaining necessary medical information or making timely healthcare decisions. It empowers parents to act swiftly and effectively during medical crises.

The Importance of HIPAA Authorization

Without a HIPAA (Health Insurance Portability and Accountability Act) Authorization, parents or guardians have no right to access their child's medical records or discuss their health with doctors. This document is key for staying informed on medical conditions or treatments, ensuring that parents can offer informed support regarding health issues.

Durable Power of Attorney for Financial Matters

Financial independence can bring uncertainty. A Durable Power of Attorney allows parents to help manage and oversee their child's financial matters if they are unable to do so themselves. This ensures that bills are paid, and essential financial decisions are made without unnecessary delays, safeguarding your child's financial stability.

Stay Informed and Compliant

It's vital to research and comply with the specific legal requirements in your jurisdiction, as these documents and their enforceability can vary. Consulting with a legal professional can help ensure the proper setup and execution of these essential documents, allowing you to provide ongoing support for your child as they navigate the exciting, yet challenging, transition to adulthood.